Almost everyone who says you need to spend more money on courses and coaches are coaches and course makers. This should come as no surprise.
The truth is that no one can actually tell you how to make money online. The landscape is so quickly changing that you will need trial and error. And the fact that the number one way to make money online is to sell something that promises to tell you how to make money online.
That being said, your 3 assets are correct (nuance, systems and contacts) but the rest of your article is pants.